Anyone who has been involved in a major car accident can attest to the life-changing consequences of such an event. Everything can become different in a snap. Some people die,while others get serious injuries. The property damage is nothing to take lightly,either. Few are able to walk away unscathed.
Rising back up will take time and money. Given the suddenness of the events,it is not uncommon for people to struggle in the aftermath. They can get a boost from the liability insurance of the at-fault party,but this may not be enough to cover everything. Another option would be to launch a civil case and get compensation awarded by the courts. Suing for a car accident is not easy,but it may be the best course of action in certain situations.
If you choose to settle with the insurance company,there will be no worries about whether you will receive compensation. There will be something to tide things over when funds are needed the most. The money will be released right away,as long as there is an agreement regarding the amount. There will be no lengthy legal battle to drain already depleted resources. If you go to court,then you risk losing and ending up with nothing. You will exert so much effort and time for an uncertain outcome.
On the other hand,a win in court would provide you with so much more than insurance companies will offer. They are known for lowballing people at the negotiating table. Courts can set things right,awarding an amount that you truly deserve,given the amount and severity of the injuries you sustained. You will also have moral and legal validation.
This truly is a high risk,high reward scenario. Consult with youraccident lawyer to learn about your chances of success in case you push through with your plan.